Free Florida Financial Affidavit Short 12.902(b) PDF Template Open Florida Financial Affidavit Short 12.902(b) Editor Here

Free Florida Financial Affidavit Short 12.902(b) PDF Template

The Florida Financial Affidavit Short 12.902(b) form is a legal document used to disclose an individual's financial situation during divorce or child support proceedings. This form provides essential information about income, expenses, assets, and liabilities. Properly completing this form is crucial for ensuring fair financial decisions in legal matters.

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Key takeaways

When dealing with financial matters in Florida, the Financial Affidavit Short 12.902(b) form is an essential document. Here are some key takeaways to consider:

  • The form is typically used in family law cases, including divorce and child support matters.
  • It requires a detailed account of your income, expenses, assets, and liabilities.
  • Accuracy is crucial; any discrepancies can lead to legal complications.
  • Complete all sections of the form to avoid delays in your case.
  • Be prepared to provide supporting documentation for the information you include.
  • Review the form carefully before submitting it to ensure all information is current and correct.
  • Consider consulting with a legal professional if you have questions about the form.
  • Keep a copy of the completed form for your records.
  • Filing the form is often a prerequisite for court hearings related to financial matters.
  • Failure to file the affidavit may result in penalties or unfavorable outcomes in your case.

Understanding these key points can help navigate the financial disclosure process more effectively. Being thorough and honest in your financial affidavit is vital for achieving a fair resolution in your legal proceedings.

Florida Financial Affidavit Short 12.902(b) Preview

INSTRUCTIONS FOR FLORIDA FAMILY LAW RULES OF PROCEDURE FORM 12.902(b), FAMILY LAW FINANCIAL AFFIDAVIT (SHORT FORM) (01/15)

When should this form be used?

This form should be used when you are involved in a family law case which requires a financial affidavit and your individual gross income is UNDER $50,000 per year unless:

(1)You are filing a simplified dissolution of marriage under rule 12.105 and both parties have waived the filing of a financial affidavit;

(2)You have no minor children, no support issues, and have filed a written settlement agreement disposing of all financial issues; or

(3)The court lacks jurisdiction to determine any financial issues.

This form should be typed or printed in black ink. After completing this form, you should sign the form before a notary public or deputy clerk. You should file the original with the clerk of the circuit court in the county where the petition was filed and keep a copy for your records.

What should I do next?

A copy of this form must be served on the other party in your case within 45 days of being served with the petition, if it is not served on him or her with your initial papers. Service must be in accordance with Florida Rule of Judicial Administration 2.516.

Where can I look for more information?

Before proceeding, you should read “General Information for Self-Represented Litigants” found at the beginning of these forms. The words that are in bold underlinein these instructions are defined there. For further information, see Florida Family Law Rule of Procedure 12.285.

Special notes...

If you want to keep your address confidential because you are the victim of sexual battery, aggravated child abuse, aggravated stalking, harassment, aggravated battery, or domestic violence, do not enter the address, telephone, and fax information at the bottom of this form. Instead, file Request for Confidential Filing of Address, Florida Supreme Court Approved Family Law Form 12.980(h).

The affidavit must be completed using monthly income and expense amounts. If you are paid or your bills are due on a schedule which is not monthly, you must convert those amounts. Hints are provided below for making these conversions.

Instructions to Florida Family Law Rules of Procedure Form 12.902(b), Family Law Financial Affidavit (Short Form) (01/15)

Hourly - If you are paid by the hour, you may convert your income to monthly as follows:

Hourly amount

x

Hours worked per week =

Weekly amount

Weekly amount

x

52 Weeks per year

=

Yearly amount

Yearly amount

÷

12 Months per year

=

Monthly Amount

Daily - If you are paid by the day, you may convert your income to monthly as follows:

Daily amount

x

Days worked per week

=

Weekly amount

Weekly amount

x

52 Weeks per year

=

Yearly amount

Yearly amount

÷

12 Months per year

=

Monthly Amount

Weekly - If you are paid by the week, you may convert your income to monthly as follows:

Weekly amount

x

52 Weeks per year

=

Yearly amount

Yearly amount

÷

12 Months per year

=

Monthly Amount

Bi-weekly - If you are paid every two weeks, you may convert your income to monthly as follows:

Bi-weekly amount

x

26

=

Yearly amount

Yearly amount

÷

12 Months per year

=

Monthly Amount

Semi-monthly - If you are paid twice per month, you may convert your income to monthly as follows:

Semi-monthly amount x

2

=

Monthly Amount

Expenses may be converted in the same manner.

Remember, a person who is NOT an attorney is called a nonlawyer. If a nonlawyer helps you fill out these forms, that person must give you a copy of a Disclosure from Nonlawyer, Florida Family Law Rules of Procedure Form 12.900(a), before he or she helps you. A nonlawyer helping you fill out these forms also must put his or her name, address, and telephone number on the bottom of the last page of every form he or she helps you complete.

Instructions to Florida Family Law Rules of Procedure Form 12.902(b), Family Law Financial Affidavit (Short Form) (01/15)

IN THE CIRCUIT COURT OF THE

 

 

JUDICIAL CIRCUIT,

IN AND FOR

 

 

COUNTY, FLORIDA

 

 

 

 

Case No.: ______________________

 

 

 

 

Division: _______________________

 

,

 

 

 

Petitioner,

 

 

 

and

 

 

 

 

,

 

 

 

Respondent.

 

 

 

FAMILY LAW FINANCIAL AFFIDAVIT (SHORT FORM)

(Under $50,000 Individual Gross Annual Income)

I, {full legal name}

 

 

 

 

, being sworn, certify that the following

information is true:

 

 

 

 

My Occupation:

 

 

 

Employed by: ___________________________

Business Address: ________________________________________________________________

Pay rate: $

 

( ) every week (

) every other week ( ) twice a month ( ) monthly

( ) other: ____________

 

 

 

___ Check here if unemployed and explain on a separate sheet your efforts to find employment.

SECTION I. PRESENT MONTHLY GROSS INCOME:

All amounts must be MONTHLY. See the instructions with this form to figure out money amounts for anything that is NOT paid monthly. Attach more paper, if needed. Items included under “other” should be listed separately with separate dollar amounts.

1.$______ Monthly gross salary or wages

2.______ Monthly bonuses, commissions, allowances, overtime, tips, and similar payments

3._______Monthly business income from sources such as self-employment, partnerships, close corporations, and/or independent contracts (gross receipts minus ordinary and necessary expenses required to produce income) (Attach sheet itemizing such income and expenses.)

4._______Monthly disability benefits/SSI

5._______Monthly Workers’ Compensation

6._______Monthly Unemployment Compensation

7._______Monthly pension, retirement, or annuity payments

8._______Monthly Social Security benefits

9.______ Monthly alimony actually received (Add 9a and 9b)

9a. From this case: $ _______

9b. From other case(s): _______

10._______ Monthly interest and dividends

11._______Monthly rental income (gross receipts minus ordinary and necessary expenses

Florida Family Law Rules of Procedure Form 12.902(b), Family Law Financial Affidavit (Short Form) (01/15)

required to produce income) (Attach sheet itemizing such income and expense items.)

12._______ Monthly income from royalties, trusts, or estates

13._______ Monthly reimbursed expenses and in-kind payments to the extent that they reduce personal living expenses

14._______ Monthly gains derived from dealing in property (not including nonrecurring gains)

15._______ Any other income of a recurring nature (list source) _________________________

16.__________________________________________________________________________

17.$ _______ TOTAL PRESENT MONTHLY GROSS INCOME (Add lines 1–16)

PRESENT MONTHLY DEDUCTIONS:

18.$______Monthly federal, state, and local income tax (corrected for filing status and allowable dependents and income tax liabilities)

a.Filing Status ____________

b.Number of dependents claimed _______

19._______ Monthly FICA or self-employment taxes

20._______ Monthly Medicare payments

21._______ Monthly mandatory union dues

22._______ Monthly mandatory retirement payments

23._______ Monthly health insurance payments (including dental insurance), excluding portion paid for any minor children of this relationship

24._______ Monthly court-ordered child support actually paid for children from another relationship

25._______Monthly court-ordered alimony actually paid (Add 25a and 25b)

25a. from this case: $ _______

25b. from other case(s):$ _______

26.$_______ TOTAL DEDUCTIONS ALLOWABLE UNDER SECTION 61.30, FLORIDA STATUTES (Add lines 18 through 25).

27.$_______ PRESENT NET MONTHLY INCOME (Subtract line 26 from line 17)

Florida Family Law Rules of Procedure Form 12.902(b), Family Law Financial Affidavit (Short Form)(01/15)

SECTION II. AVERAGE MONTHLY EXPENSES

Proposed/Estimated Expenses. If this is a dissolution of marriage case and your expenses as listed below do not reflect what you actually pay currently, you should write “estimate” next to each amount that is estimated.

A. HOUSEHOLD:

 

Mortgage or rent

$ _______

Property taxes

$_______

Utilities

$_______

Telephone

$ _______

Food

$ _______

Meals outside home

$_______

Maintenance/Repairs

$ _______

Other: __________

$_______

B. AUTOMOBILE

 

Gasoline

$ _______

Repairs

$_______

Insurance

$_______

C.CHILD(REN)’S EXPENSES

Day care

$ _______

Lunch money

$_______

Clothing

$ _______

Grooming

$_______

Gifts for holidays

$ _______

Medical/Dental (uninsured)

$ _______

Other: ______________

$ _______

D.INSURANCE Medical/Dental (if not listed on

lines 23 or 45)

$ _______

Child(ren)’s medical/dental

$ _______

Life

$ _______

Other:

 

 

$ _______

E. OTHER EXPENSES NOT LISTED ABOVE

Clothing

$ _______

Medical/Dental (uninsured)

$_______

Grooming

$ _______

Entertainment

$_______

Gifts

$_______

Religious organizations

$_______

Miscellaneous

$_______

Other: ______________

$ _______

____________________

$_______

____________________

$_______

____________________

$_______

____________________

$_______

____________________

$_______

F. PAYMENTS TO CREDITORS

 

CREDITOR:

MONTHLY

 

PAYMENT

____________________

$_______

____________________

$_______

____________________

$_______

____________________

$_______

____________________

$_______

____________________

$_______

____________________

$_______

____________________

$_______

____________________

$_______

____________________

$_______

____________________

$_______

Florida Family Law Rules of Procedure Form 12.902(b), Family Law Financial Affidavit (Short Form) (01/15)

28. $_______ TOTAL MONTHLY EXPENSES (add ALL monthly amounts in A through F above)

SUMMARY

29.$_______ TOTAL PRESENT MONTHLY NET INCOME (from line 27 of SECTION I. INCOME)

30.$_______ TOTAL MONTHLY EXPENSES (from line 28 above)

31.$_______ SURPLUS (If line 29 is more than line 30, subtract line 30 from line 29. This is the amount of your surplus. Enter that amount here.)

32.($_______) (DEFICIT) (If line 30 is more than line 29, subtract line 29 from line 30. This is the amount of your deficit. Enter that amount here.)

SECTION III. ASSETS AND LIABILITIES

Use the nonmarital column only if this is a petition for dissolution of marriage and you believe an item is “nonmarital,” meaning it belongs to only one of you and should not be divided. You should indicate to whom you believe the item(s) or debt belongs. (Typically, you will only use this column if property/debt was owned/owed by one spouse before the marriage. See the “General Information for Self-Represented Litigants” found at the beginning of these forms and section 61.075(1), Florida Statutes, for definitions of “marital” and “nonmarital” assets and liabilities.)

A. ASSETS:

DESCRIPTION OF ITEM(S). List a description of each separate item

Current

Nonmarital

owned by you (and/or your spouse, if this is a petition for dissolution

(check correct

of marriage). LIST ONLY LAST 4 DIGITS OF ACCOUNT NUMBERS. Check

Fair

column)

the line next to any asset(s) which you are requesting the judge

Market

 

 

award to you.

Value

 

 

 

husband

wife

 

 

 

 

Cash (on hand)

$

 

 

 

Cash (in banks or credit unions)

 

 

 

 

Stocks, Bonds, Notes

 

 

 

 

Real estate: (Home)

 

 

 

 

(Other)

 

 

 

 

Automobiles

 

 

 

 

Other personal property

 

 

 

 

Retirement plans (Profit Sharing, Pension, IRA, 401(k)s, etc.)

 

 

 

 

Other

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

____Check here if additional pages are attached.

 

 

 

Total Assets (add next column)

$

 

 

Florida Family Law Rules of Procedure Form 12.902(b), Family Law Financial Affidavit (Short Form) (01/15)

B. LIABILITIES:

DESCRIPTION OF ITEM(S). List a description of each separate debt

Current

Nonmarital

(check correct

owed by you (and/or your spouse, if this is a petition for dissolution

Amount

column)

of marriage). LIST ONLY LAST 4 DIGITS OF ACCOUNT NUMBERS. Check

Owed

the line next to any debt(s) for which you believe you should be

 

 

 

responsible.

 

husband

wife

 

Mortgages on real estate: First mortgage on home

$

 

 

 

Second mortgage on home

 

 

 

 

Other mortgages

 

 

 

 

 

 

 

 

 

Auto loans

 

 

 

 

 

 

 

 

 

Charge/credit card accounts

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Other

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

____Check here if additional pages are attached.

 

 

 

Total Debts (add next column)

$

 

 

C. CONTINGENT ASSETS AND LIABILITIES:

INSTRUCTIONS: If you have any POSSIBLE assets (income potential, accrued vacation or sick leave, bonus, inheritance, etc.) or POSSIBLE liabilities (possible lawsuits, future unpaid taxes, contingent tax liabilities, debts assumed by another), you must list them here.

 

 

Contingent Assets

 

Possible

 

Nonmarital

 

 

 

 

 

(check correct

 

Check the line next to any contingent asset(s) which you are requesting the

 

Value

 

column)

 

 

 

 

judge award to you.

 

 

 

husband

wife

 

 

 

 

 

 

 

 

 

$

 

 

 

 

 

 

 

 

 

Total Contingent Assets

$

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Contingent Liabilities

 

 

 

Nonmarital

 

 

 

 

Possible

 

(check correct

 

Check the line next to any contingent debt(s) for which you believe you

 

Amount

 

column)

 

should be responsible.

 

Owed

 

husband

wife

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

$

 

 

 

 

 

 

 

 

 

Total Contingent Liabilities

$

 

 

 

Florida Family Law Rules of Procedure Form 12.902(b), Family Law Financial Affidavit (Short Form) (01/15)

SECTION IV. CHILD SUPPORT GUIDELINES WORKSHEET

(Florida Family Law Rules of Procedure Form 12.902(e), Child Support Guidelines Worksheet, MUST be filed with the court at or prior to a hearing to establish or modify child support. This requirement cannot be waived by the parties.)

[Check one only]

____ A Child Support Guidelines Worksheet IS or WILL BE filed in this case. This case involves the

establishment or modification of child support.

____ A Child Support Guidelines Worksheet IS NOT being filed in this case. The establishment or

modification of child support is not an issue in this case.

I certify that a copy of this document was [check all used]: ( ) e-mailed ( ) mailed ( ) faxed

( ) hand delivered to the person(s) listed below on {date} ________________________________.

Other party or his/her attorney:

Name: _____________________________

Address: ____________________________

City, State, Zip: _______________________

Fax Number: _________________________

E-mail Address(es): _____________________

I understand that I am swearing or affirming under oath to the truthfulness of the claims made in this affidavit and that the punishment for knowingly making a false statement includes fines and/or imprisonment.

Dated:

Signature of Party

Printed Name: ________________________________

Address: ___________________________________

City, State, Zip: ______________________________

Fax Number: ________________________________

E-mail Address(es): ____________________________

STATE OF FLORIDA

COUNTY OF

Sworn to or affirmed and signed before me on

 

 

by

 

.

 

 

 

________________________________

 

 

 

 

 

NOTARY PUBLIC or DEPUTY CLERK

 

 

 

 

________________________________

 

 

 

 

 

[Print, type, or stamp commissioned

 

 

 

 

 

name of notary or deputy clerk.]

 

____ Personally known

 

 

 

 

____ Produced identification

 

 

 

 

Type of identification produced

 

 

 

 

 

Florida Family Law Rules of Procedure Form 12.902(b), Family Law Financial Affidavit (Short Form) (01/15)

IF A NONLAWYER HELPED YOU FILL OUT THIS FORM, HE/SHE MUST FILL IN THE BLANKS BELOW:

[fill in all blanks] This form was prepared for the: {choose only one} (

) Petitioner ( ) Respondent

This form was completed with the assistance of:

 

 

{name of individual}

 

 

,

{name of business} ___________________________________________________________________,

 

{address}

________________________________,

{city}

 

________,{state} ________ {telephone number}

.

 

 

 

 

 

 

Florida Family Law Rules of Procedure Form 12.902(b), Family Law Financial Affidavit (Short Form) (01/15)

Similar forms

The Florida Financial Affidavit Short form 12.902(b) is similar to the Long Financial Affidavit form 12.902(a). Both documents serve the same purpose: to provide a clear picture of an individual’s financial situation during legal proceedings, such as divorce or child support cases. While the Short form is more concise, the Long form offers a more detailed breakdown of income, expenses, assets, and liabilities. This distinction allows individuals with simpler financial situations to use the Short form, making the process more accessible and less daunting.

When engaging in the process of buying or selling a Recreational Vehicle in Georgia, it's vital to complete the appropriate documentation to ensure a smooth transaction. The significance of using accurate forms cannot be overstated, and for those looking for reliable resources, Vehicle Bill of Sale Forms can provide the necessary structure and legality for your agreement.

Another document that shares similarities is the Child Support Guidelines Worksheet. This worksheet is used to calculate the appropriate amount of child support based on the financial data provided by both parents. Like the Florida Financial Affidavit Short, it requires information about income and expenses. However, the Child Support Guidelines Worksheet is specifically focused on determining child support obligations, whereas the Financial Affidavit provides a broader overview of an individual's entire financial landscape.

The Affidavit of Support is another document that aligns closely with the Florida Financial Affidavit Short. Used primarily in immigration cases, this affidavit demonstrates the financial ability of a sponsor to support an immigrant. Both forms require detailed financial information, including income and assets. However, the Affidavit of Support emphasizes the sponsor's commitment to financially support the immigrant, while the Florida Financial Affidavit Short focuses on an individual's overall financial status in the context of family law matters.

The Statement of Net Worth is also comparable to the Florida Financial Affidavit Short. This document is often used in family law cases to summarize an individual’s financial situation, including assets, liabilities, and income. Both forms aim to provide a snapshot of financial health, but the Statement of Net Worth is typically more straightforward and less detailed than the Financial Affidavit. It serves as a quick reference for courts to understand a party's financial standing.

The Income and Expense Declaration is another similar document, commonly used in family law cases, particularly in California. Like the Florida Financial Affidavit Short, it requires individuals to disclose their income and expenses. However, the Income and Expense Declaration often includes additional sections for specific types of income and expenses, making it slightly more comprehensive. Both documents aim to ensure transparency in financial matters during legal proceedings.

The Financial Disclosure Statement, often used in bankruptcy cases, shares some characteristics with the Florida Financial Affidavit Short. Both documents require individuals to provide a detailed account of their financial situation, including debts and assets. However, the Financial Disclosure Statement is specifically tailored for bankruptcy proceedings, focusing on the individual’s ability to repay debts. In contrast, the Florida Financial Affidavit Short is geared more toward family law cases and determining support obligations.

Lastly, the Property Settlement Agreement may be considered similar in purpose to the Florida Financial Affidavit Short. While the Property Settlement Agreement outlines the division of assets and debts between parties in a divorce, it often references the financial information disclosed in the Financial Affidavit. Both documents are integral to achieving a fair resolution in family law cases, ensuring that all financial aspects are considered during negotiations.

How to Use Florida Financial Affidavit Short 12.902(b)

Completing the Florida Financial Affidavit Short 12.902(b) form is an important step in various legal proceedings, particularly in family law cases. After filling out the form, you will need to submit it to the court as part of your case documentation. Ensure that all information is accurate and complete to avoid delays in the process.

  1. Begin by downloading the Florida Financial Affidavit Short 12.902(b) form from the official Florida court website or obtain a physical copy from your local courthouse.
  2. At the top of the form, fill in your name, address, and contact information. Ensure that the details are current and correct.
  3. Next, indicate your filing status. Specify whether you are filing as an individual or as part of a couple.
  4. In the income section, list all sources of income. Include wages, self-employment earnings, rental income, and any other income streams. Be precise with the amounts.
  5. Move on to the expenses section. Document all monthly expenses, including housing costs, utilities, food, transportation, and any other regular payments.
  6. In the assets section, provide a detailed account of your assets. This includes bank accounts, real estate, vehicles, and investments. Assign a value to each asset.
  7. Next, detail your liabilities. List all debts, such as credit card balances, loans, and any other financial obligations.
  8. Review the completed form for accuracy. Ensure that all numbers add up and that no sections are left blank.
  9. Sign and date the form at the designated area. Your signature certifies that the information provided is true and correct.
  10. Make copies of the completed form for your records and for submission to the court.

Documents used along the form

The Florida Financial Affidavit Short 12.902(b) form is commonly used in family law cases, particularly during divorce proceedings. It provides a clear picture of an individual's financial situation. Along with this form, several other documents may be required to support your case. Here is a list of those forms and documents, along with brief descriptions of each.

  • Financial Affidavit Long (12.902(a)): This is a more detailed version of the financial affidavit. It requires comprehensive information about income, expenses, assets, and liabilities.
  • Medical Power of Attorney: This essential document allows individuals to specify their healthcare preferences and appoint a trusted person to make medical decisions on their behalf. More information can be found at https://californiapdf.com.
  • Child Support Guidelines Worksheet: This form helps calculate the amount of child support that may be necessary based on both parents' incomes and other factors.
  • Notice of Social Security Number: This document is required to disclose the social security numbers of both parties involved, ensuring proper identification throughout the legal process.
  • Marital Settlement Agreement: This is a written agreement between spouses that outlines the terms of their divorce, including asset division and support obligations.
  • Parenting Plan: This document details the arrangements for child custody and visitation, ensuring that both parents agree on how to co-parent effectively.
  • Certificate of Compliance with Mandatory Disclosure: This form confirms that both parties have provided the necessary financial documents as required by Florida law.
  • Affidavit of Corroborating Witness: This affidavit is used to support claims made in other documents, often providing additional evidence regarding financial matters or parenting issues.

Understanding these documents can help ensure that you are prepared for your case. Each form plays a vital role in presenting a complete financial picture and establishing the terms of any agreements made during the legal process.

Common mistakes

  1. Inaccurate Income Reporting: Many individuals fail to accurately report all sources of income. This includes wages, bonuses, rental income, and other earnings. Omitting any income can lead to legal complications.

  2. Neglecting to Include Assets: Some people overlook listing all assets. This can include bank accounts, real estate, vehicles, and investments. Each asset must be accounted for to ensure a complete financial picture.

  3. Forgetting Liabilities: A common mistake is not including all debts. Individuals should list credit card debts, loans, and any other financial obligations. This information is crucial for an accurate assessment.

  4. Incorrectly Valuing Assets: Valuing assets inaccurately can skew the financial affidavit. It's important to provide realistic estimates based on current market values rather than outdated figures.

  5. Inconsistent Information: Inconsistencies between the affidavit and other financial documents can raise red flags. All information should align with tax returns, bank statements, and other financial records.

  6. Not Updating the Form: Failing to update the financial affidavit can lead to problems. Changes in income, expenses, or assets should be reflected promptly to maintain accuracy.

  7. Ignoring Signature Requirements: Some individuals forget to sign the affidavit. A signature is necessary for the form to be valid. Without it, the affidavit may be rejected.

  8. Overlooking Supporting Documentation: Many people neglect to attach required supporting documents. This can include pay stubs, tax returns, and bank statements. Providing these documents is essential for verification.

Dos and Don'ts

When completing the Florida Financial Affidavit Short 12.902(b) form, it is important to follow certain guidelines to ensure accuracy and compliance. Here is a list of things to do and avoid:

  • Do read the instructions carefully before starting the form.
  • Do provide accurate and truthful information.
  • Do include all sources of income, including wages, bonuses, and other earnings.
  • Do keep a copy of the completed form for your records.
  • Don't leave any sections blank; if a section does not apply, indicate that clearly.
  • Don't exaggerate or understate your financial situation.
  • Don't forget to sign and date the affidavit before submission.
  • Don't submit the form without reviewing it for errors or omissions.